Understanding Wrongful Death in California

In the 2002 film Minority Report, a trio of psychics could predict murders before they happened. When someone asked their caregivers why the psychics could not predict assault, rape, or other crimes, the police officers in charge basically responded that the psychics could only predict murder because no other crime tore the fabric of life greater than the untimely death of a person.

For that reason, homicide is nearly always punishable in criminal court, and wrongful death is nearly always actionable in civil court. What are some common causes for wrongful death, and what compensation is available to the victims?

Poisoning

A few years ago, poisoning overtook motor vehicle crashes and became the leading cause of injury-related death in the United States. In 2014, over 47,000 people died in such incidents, and the vast majority of them were accidental.

That number has doubled since 2000, largely because prescription drugs are so much more powerful today than they were just a few years ago. Specifically, painkillers and antidepressants contain very strong ingredients that are highly addictive. Moreover, especially with regard to painkillers, some physicians order their patients to take these drugs regularly whether they are experiencing discomfort or not. These medicines also have a number of well-documented side effects that can cause serious injury or even be fatal. While many poisoning incidents occur because the medicine is either mis-prescribed or misused, unplanned drug combinations cause even more deaths. Although it is illegal in California, doctor-shopping is a serious problem. Finally, in a few cases, patients have serious allergic reactions to certain kinds of medicine.

Thanks to technology, medical history is much easier to verify. Until a few years ago, new patients could tell doctors almost anything, and it was quite difficult for them to verify that information. Now, most medical records are online, so after just a few clicks, physicians know why kind of medicine to prescribe, as well as the proper dosage.

Failure to follow this protocol can be considered a breach of the duty of reasonable care, especially since the doctor-patient relationship is a fiduciary one that involves a high standard of care.

Vehicle Crashes

Most drivers have a duty of reasonable care; common carriers, like bus drivers, Uber drivers, and other commercial operators, have a higher duty to the passengers they transport and the owners of the cargo they haul.

Impairment is one of the leading causes of vehicle crashes, and the Global Road Safety Partnership has identified three main types of impairment. They are:

  • Drugs: As mentioned earlier, many prescription drugs have side-effects, like drowsiness, that make it unsafe to drive a motor vehicle. Additionally, many over-the-counter antihistamines and sleep aids have similar dangerous side-effects.
  • Alcohol: After just one drink, many people are impaired for legal purposes, and each drink thereafter essentially has a multiplying effect.
  • Fatigue: Lack of sleep affects the brain much like alcohol, and most old tricks, like turning up the air conditioner or radio, are not particularly effective and may actually make the problem worse.

Many times, impairment comes about because of a combination of two or more of these items; for example, a person may take a painkiller after a long day of work and then drink alcohol at happy hour.

In some other cases, drivers are well-rested and sober before they start driving, but their driving habits violate the duty of reasonable care. Traffic laws, like obeying the speed limit, maintaining a proper distance between vehicles, and following traffic control devices, are in place for driver safety. The same thing goes for distracted driving, like using a cellphone while operating a motor vehicle.

Job Injuries

The constantly-expanding population in the Golden State also means ongoing construction. Particularly in melting pot states like California, English is not the first language of many workers, so there may be issues in properly using safety equipment. Moreover, in competitive environments, a few dollars is often the difference between making money and losing money, and some companies are tempted to put profits above people and cut corners when it comes to safety.

The result is an often dangerous environment for California construction workers. The Occupational Safety and Health Administration estimates that most workplace deaths could be eliminated by addressing the “fatal four:”

  • Falls: Almost four in ten construction site deaths occur when the victim falls from a height, and nearly all these falls occur because of missing or misused safety equipment.
  • Electrocution: At busy worksites, it is often difficult or impossible to tell the difference between a live wire and a dead one.
  • Struck By: There is a lot of truth in that old adage that a penny dropped from the top of the Empire State Building can crush a person’s skull on the ground.
  • Caught Between: Power lifters make construction work much easier, but they are also incredibly dangerous if they malfunction.

Injured workers are normally entitled to workers’ compensation benefits; in some cases, injured victims may sue outside workers’ compensation and obtain additional damages.

Legal Issues

California has a wrongful death statute that allows family members to obtain compensation for their economic losses, including funeral and burial expenses, the decedent’s medical bills, and lost future wages. Many attorneys partner with financial professionals to determine the extent of future economic damages. Additionally, plaintiffs may recover compensation for loss of consortium (companionship) and other noneconomic losses. There is generally a two-year statute of limitations in these cases.

My Friend Crashed My Car – Am I Liable?

People commonly loan out their cars to friends and family. But what happens when you loan out your car to someone and they get into an accident? Worse yet, what if the accident is the fault of your friend or loved one whom you let borrow your car?

The good news is this – car insurance policies cover the car and not the driver. So if you loan out your car to your neighbor and they cause an accident, you will be responsible for filing the claim with your insurance company.

Exceptions to the Rule

However, there are important exceptions to keep in mind. First, most insurance polices do not cover people you live with unless those people are added to your insurance. It seems odd that the people most likely to drive your car are not covered under the policy by default, but perhaps the insurance companies are trying avoid insuring someone who they normally would not cover. As such, check your policy carefully before loaning your car to someone you live with to understand whether or not they are covered.

Another important exception applies if you are using your vehicle for work-related purposes. For example, assume you own a small flower shop and use your personal car to make deliveries. Now assume further that you ask one of your employees to make a delivery in your personal car and they cause an accident in the course of that delivery. Generally, your personal policy excludes coverage if the vehicle was being used for business purposes, especially if the car was being used for delivery purposes.

Will Your Insurance Cover Everything?

In most states, you are required to have liability insurance for both property damage and personal injury. If you loan out your car to a friend they cause an accident, your liability insurance will cover the damages to the other party. However, if their damages are greater than your policy limit, then your friend’s insurance policy will cover the difference. But be careful, because if they person driving your car doesn’t have their own car insurance, then you will be responsible for anything beyond your policy limit.

What To Do After An Accident

If you loaned out your car to a friend or loved one and they caused an accident, you should consider speaking to an attorney in your local jurisdiction to better understand your rights. Given the potential pitfalls involved with loaning out your car, you may want consider simply giving your friend a ride or having them use public transportation.

Top 7 Steps To Take After a Car Accident

If you’ve ever been in a car accident, you know how traumatic those moments immediately following the accident can be. You’re out of sorts, stressed, and may be injured. To help out, we outline the top 7 steps to take after a car accident. Our list is designed to help you protect both your legal rights and physical well-being.

Step 1: Seek medical assistance

The first step is obvious. If you have been injured, you should immediately seek medical treatment for your injuries. This is critical for several reasons. First, even car accident injuries that seem minor could have long-lasting consequences. Prompt attention could help speed up the recovery process and prevent minor injuries from becoming more serious. Second, it’s important to establish record of injury if you decide to pursue your case against the negligent party.

Step 2: Exchange Information

After an accident, make sure you exchange information with the other drivers involved in the accident. At a minimum, take a picture of their drivers license, insurance documents, and license plate. Additionally, you should get their phone number.

Step 3: Get Names of Witnesses

If you can, try to get the names and contact info of anyone that may have witnessed the accident. This information could be useful if litigation becomes necessary.

Step 4: Do Not Admit Fault

After an accident, you may be inclined to apologize and claim responsibility for the accident. Given the confusion, you may not understand what actually happened. As such, it’s best to not admit fault and instead speak to an attorney regrading the accident.

Step 5: Sign Any Tickets Issued By Police

You may be issued a ticket by police at the scene of the accident and may be asked to sign it. Signing the ticket is not an admission of guilt or fault, just simply acknowledgement that you received the ticket. As such, you should cooperate with law enforcement.

Step 6: Do Not Negotiate with the Insurance Company

You may be contacted by the negligent party’s insurance company. They have attorneys and professional insurance adjusters who do everything they can to minimize your claims and attempt to have you make statements against your interests. While you are within your rights to negotiate with an insurance company, you should consider speaking to an attorney who can deal with them on your behalf.

Step 7: Speak to a Personal Injury Attorney

As mentioned, the insurance company will have a team of attorneys. By hiring a personal injury attorney, you level the playing field. Further, an attorney can help you properly assess your injuries to ensure that you get the amount of compensation you deserve.